1. Decision on taking business in private: The Committee will decide whether to take item 3 in private. 2. Inquiry into low income and debt problems: The Committee will take evidence from— Paul Ferguson, Member, IRRV Scotland Association Executive; Gordon MacRae, Assistant Director for Communications and Advocacy, Shelter Scotland; Betty Stone, Chair, Edinburgh Tenants Federation; Karen Carrick, Evaluation Manager, Improvement Service; Kirsty McKechnie, Early Warning System Project Manager (Scotland), Child Poverty Action Group in Scotland; Martin Canavan, Head of Policy & Participation, Aberlour. 3. Inquiry into low income and debt problems: The Committee will consider the evidence heard earlier in the meeting.