1. Decision on taking business in private: The Committee will decide whether to take item 3 in private. 2. Inquiry into low income and debt problems: The Committee will take evidence from— Peter Kelly, Director, The Poverty Alliance; Sarah-Jayne Dunn, Policy Manager for Financial Health, Citizens Advice Scotland; Emma Jackson, National Director Scotland, Christians Against Poverty; Anne Baldock, Financial Inclusion Team Leader, One Parent Families Scotland; and then from— Zahra Hussain, Mental Health and Money Advice Senior Adviser, Mental Health UK; Hannah Brisbane, Public Affairs Assistant, Scottish Association for Mental Health; Rebecca Stacey, Senior Research Officer, Money and Mental Health Policy Institute; Wendy McAuslan, Development Coordinator - VOX (Voices of Experience), VOX Mental Health Foundation Scotland. 3. Inquiry into low income and debt problems: The Committee will consider the evidence heard earlier in the meeting.