1. Decision on taking business in private: The Committee will decide whether to take items 3 and 4 in private.

2. Protected Trust Deeds: The Committee will take evidence from—
David Hilferty, Deputy Chief Executive, Money Advice Scotland;
Karen Hurst, Policy Officer, Association of British Credit Unions;
Frances McCann, Acting Chief Executive Officer, Scotwest Credit Union;
Carlos Osorio, Director, Director of Debt Recovery, TDX Group Ltd;
and then from—
Michelle Thorp, Chief Executive Officer, Insolvency Practitioner Association;
Graeme MacLeod, Head of Operations, Carrington Dean;
David Menzies, Director of Practice, ICAS;
Iain Fraser, Chair, R3 Scottish Technical Committee.

3. Protected Trust Deeds: The Committee will consider the evidence heard at today's meeting.

4. Work programme: The Committee will consider its work programme.